Click here to read our privacy policy
Use of this website is subject to the legal conditions as set out below:
1 MSP Sizwe Medical Fund ("Sizwe") is a medical scheme registered in terms of the Medical Schemes Act 131 of 1998 ("the Act"). As such, its business including this website is operated in terms of the provisions of the Act.
   
2 This website is owned by MSP Sizwe Medical Fund ("Sizwe"), which has copyright in respect of all material contained in this site. Accordingly, no content may be downloaded from this site, altered, distributed, transferred, added to, or in any other way interfered with, except as otherwise expressly indicated in the site or with the prior written consent of Sizwe.
   
3 We will not send you any unsolicited e-mail.
   
4

No personal information collected from you at the site will ever be taken into account in deciding on your premiums or cover that we provide to you.

   
5 Comments and suggestions about this site are welcome. By making such suggestions or comments, you release all intellectual property rights in such comments or suggestions to Sizwe at no charge.
   
6 The purpose of this site is to provide general information about Sizwe. Every effort is made to ensure that the information provided in the site is accurate and up to date, but it should not be assumed that this will invariably be the case. Sizwe reserves the right to change any of the content of the site at any time in its sole discretion.
   
7

News articles or opinions published on the site reflect the views of the author. Sizwe does not necessarily associate itself with any of the views or opinions expressed by the authors of any news articles or opinions published on this site.

   
8 This site provides links to various other internet sites. Sizwe has no control over the content of those websites, nor does Sizwe review that content. Sizwe will therefore not be held responsible for the content or accuracy of those websites. Your access to non-Sizwe websites is at your own risk. Other websites may contain sexually explicit, violent, racist or other types of material which may be offensive to you. Please therefore access other websites at your own discretion.
   
9 Nothing on the site is intended to be or should be construed as medical or legal advice. If you require medical or legal advice, please consult your own doctor or legal adviser.
   
10 Whilst every care is taken to ensure that information provided on the site is accurate, Sizwe does not guarantee its accuracy and accordingly cannot accept any liability for any loss or damage, howsoever caused, that may arise from your use of this website or reliance upon information contained in it.
   
11 This site may contain information of a financial nature, including projections of income and the like. This is provided for information purposes only and you are advised not to place reliance upon such information for purposes of your own financial or investment planning or decisions. Sizwe does not guarantee the accuracy of such projections or that the financial information provided is current.
   
12 Sizwe does not and cannot guarantee that files available for download from this site or that the site as a whole is free of viruses, worms, Trojan horses, or other code that has contaminating or destructive properties. Accordingly, your use of this website is at your own risk.
   
13 Any disputes arising between Sizwe and a third party arising from use of or reliance on this site will be subject to the jurisdiction of the law and courts of the Republic of South Africa.
   
14 Sizwe reserves the right to change these conditions of use at any time and without prior notice.

SERVICE PROVIDER
CONDITIONS OF USE
This section gives Service Providers read only access to the following information:
• Eligibility of a member of Sizwe Medical FundMedical Scheme ("Sizwe") for particular benefits.
• Service providers own remittance advices and the claims details of your own patients who are Sizwe members.
   
Use of this Service Provider Section is subject to the following
terms and conditions:
1. All terms of our General Conditions of Use are incorporated into this Service Provider Section Conditions of Use as if specifically incorporated.
   
2. You undertake to keep your password secret and confidential from unauthorised persons at all times. If you suspect that the confidentiality of your password has been compromised, you are required to notify us immediately so that your password can be changed.
   
3. Notwithstanding anything contained elsewhere in these Service Provider Conditions of Use or elsewhere on the Sizwe website, Sizwe shall not be liable for any loss, damage or costs arising from the loss of confidentiality, use, abuse or misuse of your password by you or any third party.
   
4. All reasonable steps have been taken to ensure the accuracy of information contained in this Service Provider Section. However, Sizwe shall not be liable for any loss, damage or costs which arise from the use of this Service Provider Section including not limited to inaccuracies in any information contained in this Service Provider Section.
   
5. The information which you are able to access in this Service Provider Section is confidential. Accordingly, you are required to keep all such information strictly confidential and secret and not to divulge it to any third parties without the written consent of Sizwe.
EMPLOYER SECTION
CONDITIONS OF USE
In this section, you are able to download, complete and electronically submit a membership application form and you can view your statements of account for any specific month. Use of this section is subject to the following terms and conditions
1. All terms of our General Conditions of Use are incorporated into these Employer Section Conditions of Use as if specifically incorporated.
   
2. You undertake to keep your password secret and confidential from unauthorised persons at all times. If you suspect that the confidentiality of your password has been compromised, you are required to notify us immediately so that your password can be changed.
   
3. Not withstanding anything contained elsewhere in these Employer Conditions of Use or elsewhere on the MSP Sizwe Medical Sceheme ("Sizwe") website, Sizwe shall not be liable for any loss, damage or costs arising from the use of the Employer Section including, but not limited to, through the loss of confidentiality, use, abuse or misuse of your password by you or any third party or inaccuracies in any information contained in this Employer Section.
   
4. The membership application form may be completed and submitted electronically, however, a paper based copy of the completed form, signed by a duly authorised person, must be delivered and reach Sizwe within five (5) days of date of electronic transmission of the form.
   
5. If the form is not received within the aforementioned five day period, membership activation may be delayed.
   
6. The paper based version of the membership application form is required to conform precisely to the electronic version. In the event of any discrepancy between the two, the paper based version shall prevail.
   
7. The conditions of your employees' membership of Sizwe will be those applicable at the time of electronic submission of the membership application form. Sizwe does, however, reserve the right to amend these conditions on receipt of the paper based membership application form, whether or not there are any differences between the electronic and paper based forms.
   
8. All statements of account that may be viewed in this Employer's Section are for information purposes only, their accuracy is not warranted and only the original paper based statement of account which you receive each month should be relied or acted upon. Sizwe accepts no liability of any sort, howsoever, arising from reliance being placed upon any statement of account preparing in this Employer Section.
PRIVACY POLICY
1. Sizwe recognises and respects your right to privacy. Accordingly we are committed to the protection of your personal information and the appropriate use of that information.
   
2. In certain cases, when using this site, you may be requested to provide us with personal information. Other information can also be obtained automatically as you navigate it through our site. This includes, but is not necessarily limited to your internet protocol address, the software which you are using to browse the internet and your domain. This assists us to manage the site and provide functionality to you. We do not use this information for direct marketing or solicitation of business from visitors to the site.
   
3. "Cookies" accessed or stored by our site may retain personal information including your name, e-mail address, postal address and telephone number, but you have the choice to switch off "cookies" on your computer. Any "cookie" used by our site is not accessible to other sites.
   
4. Some areas of our site may be browsed by service providers, such as doctors and hospitals. We undertake to protect your privacy by allowing only your own service provider to access their own account information in respect of you.
   
5. No personal information gathered by us about you will be shared with any other person or entity, save as provided in this privacy statement or as required by law.
   
6. The security of your personal information is protected by secure firewall and database architecture. Your personal information may only be accessed by Sizwe personnel who have a legitimate business reason to do so. Please however be aware that should there be communication between Sizwe and you over the internet, such communications can be accessed by other internet users. Please therefore do not use e-mail to communicate with us should you wish to include information in that e-mail that you require to be kept confidential.